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Is it time to reconsider the adjustable rate mortgage?

NPR· Nov 3, 2026· 8m 31s

High mortgage rates are nudging some aspiring homeowners to consider adjustable-rate mortgages over the standard 30-year fixed-rate option. Are ARMs the better choice in today’s economy? Fact checking by Sierra Juarez . Your Next Listen – When mortgage rates are too low to give up –Over 2,000 episodes in our archive on the NPR App Connect with The Indicator from Planet Money – The Indicator newsletter — a weekly roundup of news, ideas and staff picks. – Instagram , TikTok and YouTube –Find the P

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Is it time to reconsider the adjustable rate mortgage?

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Sample transcript — click Live captions above to run Whisper on the actual audio in your browser.
  1. Welcome to the program. I'm your host.

    Welcome to the program. I'm your host.

    0:00
  2. Today we look at the major stories shaping the news cycle.

    Today we look at the major stories shaping the news cycle.

    0:04
  3. We start in Europe, where leaders met in Brussels.

    We start in Europe, where leaders met in Brussels.

    0:09
  4. The summit focused on energy policy and migration.

    The summit focused on energy policy and migration.

    0:14
  5. Reporting from the ground, our correspondent has more.

    Reporting from the ground, our correspondent has more.

    0:19
  6. Thank you. The mood here was tense but constructive.

    Thank you. The mood here was tense but constructive.

    0:24